Chambersburg, Pennsylvania: Homespire Mortgage now offers a wide range of refinancing options for homeowners who want to reduce their monthly payments and save money by opting for a loan at the lowest interest rate. Clients with adverse interest rate adjustments are also ideal candidates for refinancing from the Chambersburg-based lender. The company also assigns a credit consultant to the client to help them review previous agreements and review the options available to see if the plans are what they want to achieve through the refinance.
In addition to refinancing, Homespire Mortgage offers several loan products for clients interested in owning a property in Chambersburg. One of the most popular mortgage options is the 30-year fixed rate mortgage, which offers stable mortgage payments for 30 years, and the interest is fixed. Alternatively, clients can opt for the same terms but for a shorter period with a 15-year fixed rate mortgage. While most of the upfront payments are for mortgage interest, the product allows the client to own a home without any surprises in the form of irregular premiums.
Homespire Mortgage also offers Adjustable Rate Mortgages (ARMs) to clients interested in loan products with flexible terms such as flexible interest over time. ARM loans are ideal for homeowners looking for alternative loan plans or for those who can sell their home later or opt for refinancing options. If clients are not interested in a loan product with changing interest rates but have military training, they can opt for a VA loan backed by the Veterans Administration. Unlike other loan products, the interest rates do not change over time and the repayment rates are more favorable.
The lender also offers niche mortgage plans to clients interested in owning properties, especially if other loan products are too expensive. One of the loan products offered is FHA 203 (k), which is available to customers interested in repairing an older home instead of purchasing a new one. The lender also offers a USDA loan to potential homeowners interested in owning country properties. Since the two special mortgages are unique and guaranteed by different government entities, the interest rates and repayment plans are customized to match the customer’s repayment capacity.
Customers can call the team for refinancing plans at (717) 282-9109. The mortgage lender is located at 442 Stouffer Ave, Chambersburg, PA, 17201, United States. To learn more about Homespire Mortgage, visit the lender’s website or social media pages.
* This is not a loan offer or any type of extension. Eligibility for a loan or credit extension from Homespire Mortgage Corporation is subject to completion of a loan application, credit, income and professional qualifications, and meeting established underwriting criteria. Prices are subject to change without notice depending on market conditions. Consult the Loan Advisor for more information on program income limits, buyer’s contribution, area median income, debt requirements, and other application details. By refinancing your existing loan, your total finance costs may be higher over the life of the loan.
Name of the contact
Brian DiPasquale and Dave Mellott
442 avenue Stouffer