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Pune, Maharashtra, India (NewsView)
Today, the process of applying for a credit card is not as long or time consuming as it was in the previous decade. For all famous credit cards, the application process has changed online and it only takes a few minutes to complete the whole process. The request is then approved instantly, allowing cardholders to use their credit cards to purchase products and receive services.
Customers looking for a versatile credit card have started opting for the Bajaj Finserv RBL Bank SuperCard. This RBL credit card, offered in collaboration with Bajaj Finserv, does the job of 4 cards all put together in 1. It acts as a credit card, charge card, loan card and EMI card. Applying for a card is simple and can be done entirely online. But before applying for the Bajaj Finserv RBL Bank SuperCard, one should make sure that they are eligible for the credit card. Here are the eligibility criteria for applying for the SuperCard:
1. Applicant’s age must be between 25 and 65 years old
2. Applicant’s credit score (CIBIL score) must be greater than or equal to 750
3. The applicant’s credit profile must not show it as defaulting
4. Applicant’s residential address must be among SuperCard locations in India
If a person does not meet the eligibility criteria when it comes to their credit rating, then they should try to improve it. There are several ways to improve your credit rating. The potential cardholder can try to pay all of their IMEs on time, pay off their existing debt, and maintain a less than 30% credit utilization rate on their existing credit card.
Once the customer is eligible to apply for a credit card, they can apply for the credit card by following these steps.
1. The applicant should visit Bajaj Finserv official website and complete the online application form. All details must be entered correctly in order to avoid rejection of their application.
2. The applicant must submit the necessary documents required to complete the application process.
The request is approved instantly and the cardholder is ready to use this multifaceted credit card.
The Bajaj Finserv RBL Bank SuperCard is more than just a credit card. It offers many other benefits which can be useful on a daily basis. The card can function as an ATM card, allowing the cardholder to withdraw money from ATMs without paying additional interest for the first 50 days. During a financial crisis, the card can be used to qualify for a personal loan against the cash limit. Moreover, one can use the card to convert luxury purchases to EMI easy and affordable. But what makes the card truly unique is its reward system. For every purchase made with the SuperCard, cardholders receive reward points. These accumulated reward points can be redeemed for discounts, gift certificates, movie tickets and more. With all its user-friendly features, the Bajaj Finserv RBL Bank SuperCard has become the go-to option for credit card holders.
About Bajaj Finance Limited
Bajaj Finance Limited, the loan company of the Bajaj Finserv Group, is one of the most diverse NBFCs in the Indian market, serving more than 44 million customers across the country. Based in Pune, the company’s product offering includes sustainable consumer loans, lifestyle finance, life care finance, digital product finance, personal loans, loans against property, small business loans, home loans, credit cards, two and three wheel loans, business loans SME loans / loans, title loans and rural finance which includes gold loans and refinance loans vehicles as well as fixed depots. Bajaj Finance Limited is proud to hold the highest FAAA / Stable credit rating for any NBFC in the country today. It is also the only NBFC in India with the international “BBB” rating with a stable long-term outlook, by S&P Global Rating.
Disclaimer: – This story has not been edited by Outlook staff and is auto-generated from news agency feeds. Source: PTI